E-Consent

This E-Consent Notice explains the terms under which Elk Lending ("we," "us," or "our") obtains your consent to communicate with you electronically and to provide disclosures and notices in electronic form. By using our website at loanselk.com (the "Site") and submitting a request, you consent to the practices described in this notice.

1. Electronic Communications

By submitting a request through the Site, you agree that we and our lending partners may communicate with you electronically. This includes communications via email, text message (SMS), telephone (including automated dialing systems), and through the Site itself. Electronic communications may include notices about your request, offers from lenders, and other information related to our services.

2. Electronic Disclosures

You agree that all disclosures, notices, and documents that we or our lending partners are required to provide to you may be delivered to you in electronic form. This includes but is not limited to:

• Privacy policies and notices.
• Terms and conditions of any offer from a lender.
• Required federal and state disclosures.
• Notices regarding changes to terms or services.

3. Hardware and Software Requirements

To access and retain electronic communications and disclosures, you will need:

• A device with internet access, such as a computer, smartphone, or tablet.
• A current web browser that supports secure connections.
• A valid email address.
• Sufficient storage capacity to retain electronic records.
• Software capable of reading HTML and PDF documents.

4. Withdrawing Consent

You may withdraw your consent to receive electronic communications at any time by contacting us at [email protected] or +1 (800) 555-0199. If you withdraw consent, we and our lending partners may no longer be able to provide you with certain services or complete your request, as electronic communication is the primary method of delivering information through the Site.

5. Updating Your Contact Information

You are responsible for providing accurate and current contact information and for updating it if it changes. If your email address or phone number changes, you must notify us to ensure continued delivery of electronic communications. Please send updates to [email protected].

6. Requesting Paper Copies

You may request paper copies of any electronic disclosures we provide by contacting us at [email protected]. We may charge a reasonable fee for producing paper copies, and we will inform you of any applicable fee before processing your request.

7. Binding Agreement

By checking any box or clicking any button indicating your agreement on the Site, you acknowledge that you have read and understood this E-Consent Notice and that you consent to receive communications and disclosures electronically. Your electronic consent has the same legal effect as a handwritten signature.

8. Contact Us

If you have any questions about this E-Consent Notice, please contact us at:

• Email: [email protected]
• Phone: +1 (800) 555-0199
• Address: 1209 Orange St, Wilmington, DE 19801, USA